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Ann Pham

Mortgage Loan Originator

Direct: 949.736.9129

Email: apham@slgmortgage.com

NMLS: 1868243

Ann is dedicated to helping people find the home loan that comfortably fits their needs.  She has acquired a reputation for providing quality service with a proven history of success in meeting her client’s financial goals.  Ann was recognized by the Scottsman Guide in 2020 as a Top Mortgage Loan Originator in the nation.  She earned her Bachelor of Arts in Economics from the University of California, Irvine and Master of Business Administration from the University of Southern California and worked in corporate finance at Fortune 100 companies.  With a strong quantitative background, you can trust that she will work with you to create the best plan to meet your financial goals.  Ann takes her work to heart and genuinely enjoys guiding people through every step of the process.  Her clients would describe her as personable, professional and one who gets the job done.

 

Ann is a proud resident of downtown Austin.  In her free time, she can be found running the trails and kayaking Lady Bird Lake.  She is a foodie and on the forever hunt for the best breakfast burrito in the city.  Ann feels honored that her clients become her personal friends who feel confident in referring their friends and family for all their mortgage needs.  When choosing Ann as your loan officer, you can rest assured that she will listen and implement exactly what is needed.


HOME PURCHASING

 

A properly structured home purchase loan allows you to get the home you want with a payment that fits your budget. Even first time home buyers have many options when it is time to purchase their first home. We can help you choose the right program, price range, and even direct you to the right Realtor for you in your area.

HOME REFINANCING

 

A home refinance loan can not only improve your current rate and terms, but can give you a chance to change the type of loan you are in, increasing your loan payoff time.

MORTGAGE TOOLBOX

 

By consolidating your monthly debts into a home equity mortgage, you will be replacing your credit card debt with mortgage debt, which is often at a lower APR and can be tax deductible (consult your tax professional). 

 


Our goal is to offer the best refinance rates and lowest payments.


How We Work

Whether you need help for a debt consolidation loan or you have bad credit, we are your complete mortgage solution for refinance and purchase transactions. Need cash out? Debt consolidation, cash out, and low interest rates are our specialty, regardless of bad credit, foreclosures, or bankruptcy.

We know that you have specific needs and we strive to meet those needs with a wide array of refinance and purchase products and most importantly, quality service and individual attention. We can help you resolve your bad credit, bankruptcy, and foreclosure issues.


OUR LOCATIONS

 

Corporate Headquarters

3540 Howard Way

Costa Mesa, California 92626

T 800-817-0201 E reception@slgmortgage.com

 

Austin Branch

202 Nueces St

Austin, Texas 78701

T 800-817-0201 E reception@slgmortgage.com

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Sovereign Lending Group Incorporated

NMLS Unique Identifier 189421

3540 Howard Way

Costa Mesa, CA 92626

NMLS     |     FAIR LENDER     |     FAIR HOUSING

2017 Sovereign Lending Group Incorporated.

All Rights Reserved.

Sovereign Lending Group Incorporated

NMLS Unique Identifier 189421

3540 Howard Way

Costa Mesa, CA 92626